50% needs, 30% wants, 20% savings. Budgivy has the world's best-known budgeting rule built in: enter your income and instantly see how your split looks.
Pick the 50/30/20 rule for your savings goal and Budgivy automatically sets 20% of your monthly income as your target. No math needed.
Smart Plans splits your spending into needs and wants, so you can see exactly whether you stay within the 50% and 30%.
Whatever is left gets converted into a daily budget, so you know what you can spend every day.
Salary, benefits and side income combined.
Budgivy automatically sets 20% of your income as your savings goal.
See each month whether you stay within the ratios and adjust.
A budgeting rule that splits your net income into 50% needs (rent, groceries), 30% wants (dining out, subscriptions) and 20% savings or debt repayment.
Yes. Pick the 50/30/20 rule for your savings goal and the app sets 20% of your monthly income as the target. The split shows up in your overview.
Yes. Besides the fixed rule you can set your own percentage or a fixed amount that fits your situation better.
Budgivy is part of VySaaS, a growing suite of smart tools under one login. Combine it with:
Create your first budget for free. You only need an account to save or collaborate.
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